4. March 2008 by Lisa.

Here is the list of cereals included in the 5/$5 deal running through this Wednesday. Remember, you need your store card and your store coupon from this past week’s insert (always save your inserts until they expire). This is an unlimited offer, so if you have 5 inserts, you can do this deal 5 times.

Quaker Capn Crunch Cereal 0-0-30000-06610 14.00/16 OZ
Quaker Capn Crunch Crnchbry Cereal 0-0-30000-06560 14.00/15 OZ
Quaker Capn Crunch Peanut Butter Cereal 0-0-30000-06500 14.00/14 OZ
Quaker Life Cereal 0-0-30000-06340 12.00/15 OZ
Quaker Life Cinnamon Cereal 0-0-30000-06320 12.00/15 OZ
Quaker Oat Squares Cereal 0-0-30000-06430 12.00/16 OZ
GM Cereal Cheerios 0-0-16000-27564 12.00/14 OZ
GM Cereal Cinn Tst Crnch 0-0-16000-27507 12.00/12.8
GM Cereal Reeses Peanut Butter Puffs 0-0-16000-27503 12.00/13 OZ
GM Cereal Total Raisin Bran 0-0-16000-27513 12.00/18.25
GM Cereal Wheaties 0-0-16000-27565 14.00/15.6
GM Cheerios Cereal Multi Grain 0-0-16000-27562 14.00/12.8
GM Kix Cereal 0-0-16000-27525 12.00/8.7 O
GM Total Crl Cranberry Crunch 0-0-16000-14164 12.00/15 OZ
GM Total Whole Grain Cereal 0-0-16000-27522 12.00/10.6

Check for free online coupons ($1 off a box making them free) at:

• couponbug.com
• coupons.com
• lifecereal.com

Posted in HOT DEALS | 4 Comments »

4. March 2008 by Lisa.

RAISING FINANCIALLY FIT KIDS

by Joline Godfrey

I was looking for a financial book that gave me better ideas of how to teach my younger children more than just the “give, save & spend” philosophy you can find everywhere. This book gave me great tips on what to do at each age range. I highly recommend it especially if you have children interested in money.

I’m bent on giving our children an education in personal finance while they’re still home. I hope they make the bulk of their mistakes, and take to heart the lessons my husband and I share with them, before they leave our nest. In all things, not just financial, I hope our children start adult life with more tools than we had.

Here are some of the ideas found in the book.

9-12 year olds:

• Take calculator shopping
• Discuss needs vs. wants
• Introduce utility bills
• Order annual report of favorite company & research
• Start a collection of items that increase in value over time
• Read a biography of an entrepreneur who turned a passion into a business
• Introduce other savings vehicles besides savings accounts
• Discuss importance of interest rates over time
• Work a charity
• Let them be in charge of their savings account
• Have them call for competitive prices on an item they are going to buy
• Discuss impulse buying
• Discuss the concept “Dreams+money+self control=reality”
• Learn how to read the stock section

Teenagers:

• Put together a group of financial mentors
• Mother-daughter investment club
• Let them open a checking account and be in charge of it
• Research different careers and how to get paid what you’re worth
• Discuss insurance policies and their importance (health, life, home, car)
• Discuss accumulation vs. consumption
• Research credit cards fully
• Discuss the concept “money=independence”
• Have child handle larger and larger shares of spending budget
• Internships
• Using skill/talents to earn money
• Discuss tipping
• Discuss estate planning (yours and theirs)
• Teach how to check own credit rating
• Review child’s budget quarterly
• Deeper teaching of giving and social responsibility

Posted in TRUSTED BOOKS | No Comments »

4. March 2008 by Lisa.

GroceryGame is one of my best money saving tips. I loooove GroceryGame. It has sliced our grocery bill in half (and I’m a Walmart shopper). It affords our single-income family to buy fun foods and name brands. Those of you who eat healthy, and those of us who like to think we do, can benefit from GroceryGame as well - just not as much as if you were a pre-processed, junk food junkie. Also, if you’re brand specific and won’t try others, this might not work as well for you.

However, if you’re willing to try it, go for it. You can do a $1 trial run for 4 weeks. I would suggest you clip coupons for one month before you do the trial. Not as much fun playing the game if you don’t have a coupon stash. Still, you can save money if you don’t have coupons. If you’re not familiar with it, go to www.grocerygame.com to learn more about it.

Posted in TIPS | No Comments »